Insurance Guy JC

Advantage plans work differently than Supplements.  They are typically low cost, and include both medical and prescription benefits.  They offer predictable co-pays versus Medicare cost share. Advantage plans are also where you find “extra” benefits such as dental, vision, hearing, over the counter (OTC), transportation, and other added benefits.I’m your Insurance Plans section. Click to edit and give customers an overview of available plans.

Medicare drug plans or “Part D” plans, come in a variety of forms from a basic plan to one with all the bells and whistles.  Premiums for these plans can vary, so it is important to evaluate your medication needs, where you get them and cost share.  We are happy to help and have time saving tools for this evaluation process.

Medicare Supplements, also called “Medigap”, are a specific kind of Medicare plan that pay after Medicare.  Supplements are designed to pay part of the cost share that Medicare does not cover. These are available in a variety of options (Labeled A-N).  Supplements do not add additional benefits, and Part D drug benefits must be added.